Terms of Use

Terms of Use

Last Updated: January 16, 2019

Southwestern/Great American, Inc., a Tennessee corporation and its related entities and their affiliates, trading as Southwestern Family of Companies (“Southwestern,” “we,” “us,” or “our”) oversees this website, including the services underlying the site and the content appearing herein at https://www.southwestern.com (the “Website”).  These Terms of Use (these “TOU”) are applicable to you (“user(s),” “you,” or “your”).  The terms contained herein apply to all users of this Website. This Website contains information about and links to several of Southwestern’s affiliate companies (the “Southwestern Affiliates” and such hyperlinked websites, the “Affiliate Websites”). THESE TOU ARE ALSO APPLICABLE TO ALL USERS OF EACH AFFILIATE WEBSITE TO THE EXTENT THAT SUCH AFFILIATE WEBSITE DOES NOT HAVE SEPARATE TERMS OF USE IN PLACE.

Please read these TOU carefully before you begin using the Website. BY ENTERING, ACCESSING, BROWSING, SUBMITTING INFORMATION TO, OR OTHERWISE USING THE WEBSITE, ITS SERVICES, AND THE CONTENT AVAILABLE HEREIN, YOU ACKNOWLEDGE AND AGREE TO THESE TOU. If you are using the Website on behalf of another person, you represent that you are authorized to accept these TOU on that person’s behalf.  Southwestern reserves the right to modify, alter, or update the TOU at any time without notice. Modifications shall become effective immediately on being posted on the Website. Your continued use of the Website after amendments are posted constitutes an acknowledgement and acceptance of these TOU and its modifications.  Except as provided in this paragraph, these TOU may not be amended.  By using the Website, you acknowledge and agree to these limitations as set forth below.

Description of Services

The Website provides you with access to information, hyperlinks, and resources pertaining to the Southwestern Affiliates, information regarding employment opportunities and an online submission form for requesting further information about and/or applying to such opportunities, and an optional e-mail newsletter sign-up option if you would like to learn more about Southwestern and updates on our products and services (the “Services”). The Services, including any updates, enhancements, new features, and/or the addition of any new web properties, are subject to these TOU. For further information on the services provided by any Southwestern Affiliate, please follow the applicable hyperlink on the Website.

Accounts and Password Security

You may have the option to create an account to participate in certain features of the Website or the Affiliate Websites. If you are under the age of thirteen (13), you are not permitted to register as a user or otherwise submit personal information to Southwestern or any Southwestern Affiliate.  If you create an account, you agree to provide, maintain, and update true, accurate, current, and complete information about yourself in the registration process. You shall not impersonate any person or entity or misrepresent your identity or affiliation with any person or entity, including using another person’s username, password or other account information, or another person’s name, likeness, voice, image or photograph.

You are responsible for maintaining the confidentiality of your member identification and password information, and for restricting access to your computer. You agree to accept responsibility for all activities that occur under your member identification and password.  You also agree to promptly notify Southwestern with any questions of unauthorized use of your username, password, other account information, or any other breach of security that you become aware of involving or relating to the Website or the Affiliate Websites.

Use of Content

Use of the Southwestern content (including, but not limited to, audio and video streaming content, text, and images) is for informational and non-commercial or personal use only. You may not modify any content or copy, distribute, transmit, display, perform, reproduce, publish, license, create derivative works from, transfer, post on any network, broadcast in any media or sell any information, including, without limitation, all text, files, designs, graphics, drawings, illustrations, images, photographs, video, music and sounds, and/or other materials and all trademarks, service marks, and trade names used at the Website and the selection and arrangements thereof (collectively, the “Website Content”) obtained from use of any of the Website unless expressly permitted by Southwestern. The Website is subject to intellectual property rights, including trade dress, trademark, and copyrights held or licensed by Southwestern and may not be copied or imitated in whole or in part.

The Website Content may contain typographical errors or other errors or inaccuracies and may not be complete or current. Southwestern therefore reserves the right to correct any errors, inaccuracies, or omissions and to change or update the Website at any time without prior notice. Southwestern does not, however, guarantee that any errors, inaccuracies, or omissions will be corrected.

You agree to indemnify and hold Southwestern and its parents, subsidiaries, affiliates, members, officers, directors, employees, agents, representatives, sponsors, and service providers harmless from any claim, demand, liability, loss, damages, or cause of action, including reasonable attorneys’ fees and costs, made by any third party due to or arising out of (i) your breach of the warranties and representations herein, (ii) your use of the Website, (iii) the violation of these TOU, or (iv) infringement by you or other users of the Website using your computer, of any intellectual property or any other right of any person or entity. You will cooperate as fully as reasonably required in the defense of any claim. Southwestern reserves the right, at its own expense, to assume the exclusive defense and control of any matter otherwise subject to indemnification by you, and you will not in any event settle any such matter without Southwestern’s written consent.

You acknowledge that the Website Content, as well as the content found on each Affiliate Website to which these TOU apply, is not intended to, and nor does it, constitute legal, professional, medical, or healthcare advice or diagnosis and may not be used for such purposes. Southwestern provides this Website and such Affiliate Websites for entertainment, informational, educational, and promotional purposes only. You may not rely on any information and opinions expressed on the Website or the Affiliate Websites for any other purpose. It is your responsibility to evaluate the accuracy, timeliness, completeness, or usefulness of the Website Content and the content on each Affiliate Website. Under no circumstances will Southwestern be liable for any loss or damage caused by your reliance on any portion of the Website Content or the content of any Affiliate Website.

You acknowledge that the Website may contain information and hyperlinks pertaining to the Affiliate Websites. To the extent that an Affiliate Website contains a separate set of terms of use, it is your responsibility to such applicable Affiliate Website’s terms of use, and the accuracy, timeliness, completeness, or usefulness of the content on each applicable Affiliate Website. Under no circumstances will Southwestern be liable for any loss or damage caused by your reliance on any content on any such Affiliate Website.

Certain features on the Website and/or Affiliate Websites may permit users to post or upload content to such website. You warrant and represent that all content added to the Website or any Affiliate Website by or at the behest of you or your agents or representatives, including, without limitation, messages, text, illustrations, files, images, graphics, photos, comments, sounds, information, content, and/or other materials (“User Content”) is free of third-party claims and does not infringe the rights of any third party. By adding or uploading User Content, you warrant and represent that you own or otherwise control all rights to the User Content.

You agree to indemnify and hold Southwestern and its parents, subsidiaries, affiliates, members, officers, directors, employees, agents, representatives, sponsors and service providers harmless from any claim, demand, liability, loss, damages, or cause of action, including reasonable attorneys’ fees and costs, made by any third party due to or arising out of your breach of the warranties and representations herein, your use of the Websites, the violation of these TOU, or infringement by you, or other user of the Websites using your computer, of any intellectual property or any other right of any person or entity.

You will cooperate as fully as reasonably required in the defense of any claim. Southwestern reserves the right, at its own expense, to assume the exclusive defense and control of any matter otherwise subject to indemnification by you, and you will not in any event settle any such matter without Southwestern’s written consent. Southwestern is not responsible or liable for any User Content on the Websites.

User Content does not express the views of Southwestern. Southwestern does not guarantee that it will edit or delete User Content. Southwestern has the right, but not the obligation, to monitor User Content. Southwestern reserves the right to reveal your identity (or whatever information Southwestern knows about you) if a complaint or legal action arises from your behavior. Unless otherwise specified, Southwestern does not claim ownership of any User Content. You acknowledge that Southwestern is not responsible for the accuracy of any User Content and that you and not Southwestern are solely responsible for any User Content you post or upload to the Website or any Affiliate Website.

Southwestern may discontinue operation of the Website or any Affiliate Website, or your use of the Website or any Affiliate Website, in either case in whole or in part, in its sole discretion.

Unlawful or Prohibited Uses

You assume all knowledge of applicable law and are responsible for compliance with such laws.  As a condition of your use of the Website, you will not use the Website for any purpose or in any way that is prohibited by these terms, conditions, and notices.  Southwestern reserves the right to refuse service and/or access to you for violation of this section or any of these TOU.

The Website may be used and accessed for lawful purposes only.  You agree to abide by all applicable local, state, national, and foreign laws, treaties, and regulations in connection with your use of the Website and the Website Content.  In addition, without limitation, you agree that you will not do any of the following while using or accessing the Website:

  1. Advertise or offer to sell or buy any goods or services, or to solicit funds;
  2. Publish, post, transmit, distribute, or disseminate any content, material, or information that is inappropriate, profane, defamatory, obscene, vulgar, pornographic, lewd, filthy, excessively violent, indecent, harassing, threatening, abusive, invasive of privacy or publicity rights, or otherwise objectionable;
  3. Publish, post, or transmit any material or information, including images or photographs, that are made available through the Website in any manner that infringes any copyright, trademark, patent, trade secret, moral right, or other intellectual property, personal, contractual, proprietary, or other third-party right of Southwestern or any third party;
  4. Publish, post, or transmit material the licensed use by Southwestern would result in Southwestern having any obligation or liability to any party;
  5. Publish, post, or transmit any material that encourages conduct that would constitute a criminal offense, give rise to civil liability or otherwise violate any applicable local, state, national, or international law or regulation;
  6. Interfere with any other party’s use and enjoyment of the Website, e.g., by providing links or files that contain viruses, Trojan horses, worms, time bombs, cancelbots, corrupted files, or any other similar software or programs that may damage the operation of another’s computer or property of another;
  7. Violate any code of conduct or other guidelines that may be applicable for any particular Service;
  8. Harvest or otherwise collect information about others or post material that includes personal information such as messages that identify phone numbers, social security numbers, account numbers, addresses, or employer references;
  9. Publish, post, or transmit material that contains a formula, instruction, or advice that could cause harm or injury;
  10. Attempt to gain unauthorized access to any computer systems or networks connected to Southwestern’s server or to any of portion of the Website through hacking, password mining, or any other means, or from using the Website to facilitate mail abuse or unsolicited email of any type (spam);
  11. Publish, post, or transmit material that could damage, disable, overburden, or impair the Website;
  12. Use the Website in any way that competes with us;
  13. Violate any applicable state, federal, or international laws, regulations, or other government requirements; or
  14. Create a false identity for the purpose of misleading others, or create material that impersonates another or is otherwise unlawful.

Southwestern reserves the right to restrict use of the Website and/or deny or terminate your access to any or all of the Website at any time, based on improper use, violations of these TOU, or for any reason and in its sole discretion. By agreeing to these TOU, you agree to cease and desist immediately from any attempt to access the Website upon issuance of a denial or termination.

Intellectual Property

Unless otherwise noted, all content on the Website is subject to intellectual property rights, including copyrights and trademarks, held or licensed by Southwestern. Subject to these TOU, Southwestern grants you a non-exclusive, non-transferable, limited right to access, use, and view the Website and the information thereon, including, without limitation, the Website Content, solely for your own personal use; providedhowever, that you may not, nor may you allow others to, directly or indirectly sell, license, rent, reproduce, modify, or attempt to modify or create derivative works from the Website Content in any way or reproduce or publicly display, perform, transmit, or distribute or otherwise use the Website Content for any public or commercial purpose, including, without limitation, use of the Website Content on any other website or in any environment of networked computers, or transfer the Website Content to any other person without the prior written explicit consent of Southwestern.

Except as expressly provided herein, no license to use or reproduce the Website Content is given to you and all intellectual property rights therein are expressly reserved. Systematic retrieval of data or other Website Content from the Website to create or compile, directly or indirectly, a collection, compilation, database, or directory without express prior written permission from Southwestern is prohibited.

Limitation of Liability

IN NO EVENT SHALL SOUTHWESTERN, ITS PARENT COMPANY, OR ANY OF THEIR SUBSIDIARIES, AFFILIATES, MEMBERS, OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, REPRESENTATIVES, SPONSORS, OR SERVICE PROVIDERS BE LIABLE TO YOU OR ANY THIRD PARTY FOR ANY DIRECT, INDIRECT, SPECIAL, CONSEQUENTIAL, INCIDENTAL, EXEMPLARY, OR PUNITIVE DAMAGES, OR DAMAGES FOR LOST PROFITS, LOSS OF REVENUE, OR LOSS OF USE, ARISING OUT OF OR RELATED TO ANY USE OF THE WEBSITE OR THE INFORMATION CONTAINED IN IT OR THE SERVICES PROVIDED VIA THE WEBSITE, OR THE INABILITY TO USE THE WEBSITE, WHETHER SUCH DAMAGES ARISE IN CONTRACT, NEGLIGENCE, TORT, UNDER STATUTE, IN EQUITY, AT LAW, OR OTHERWISE, EVEN IF SOUTHWESTERN OR ITS REPRESENTATIVES HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.  Some jurisdictions do not allow for the limitation or exclusion of liability for incidental or consequential damages.  In those jurisdictions, Southwestern’s liability is limited to the greatest extent permitted by law.

Disclaimer of Warranties

You expressly agree that use of the Website is at your sole risk.  The Website is provided on an “as is” and “as available” basis. To the fullest extent permitted by applicable law, Southwestern makes no representations or warranties of any kind, express or implied, regarding the use or the results of the Website in terms of its correctness, accuracy, reliability, or otherwise.  Southwestern makes no warranties or representations of any kind that the services provided by the Website will be uninterrupted and/or error-free and Southwestern shall have no liability for any interruptions, errors, computer viruses or other harmful components in the use of the Website, although best efforts will be made to provide a high quality site that is useful and provides value to its members. 

SOUTHWESTERN DISCLAIMS ALL EXPRESS OR IMPLIED WARRANTIES WITH REGARD TO THE WEBSITE AND THE INFORMATION, PRODUCTS AND SERVICES PROVIDED, INCLUDING THE IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE AND WARRANTIES OF NON-INFRINGEMENT. THIS INCLUDES LOSS OF DATA OR PROFIT ARISING OUT OF THE USE OR THE INABILITY TO USE THE CONTENT OF THESE WEBSITE.  SOUTHWESTERN DOES NOT WARRANT THAT ANY CONTENT OR INFORMATION ACCESSED THROUGH THE WEBSITE WILL BE UNINTERRUPTED OR ERROR FREE, THAT DEFECTS WILL BE CORRECTED, OR THAT THE WEBSITE OR THE SERVER THAT MAKES THEM AVAILABLE IS FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS.

Modifications and Interruption to Service

Southwestern will in good faith endeavor to provide uninterrupted service to the Website, but you acknowledge and accept that Southwestern does not guarantee continuous, uninterrupted or secure access to the Website, and operation of the Website may be interfered with or adversely affected by numerous factors or circumstances outside of Southwestern’s control.

Your Own Security

You are responsible for implementing sufficient procedures and security mechanisms to satisfy your particular requirements for anti-virus protection and accuracy of data input and output, and for maintaining a means external to and separate from this Website to reconstruct any lost data.

We will not be liable for any loss or damage caused by a distributed denial-of-service attack, viruses, or other technologically harmful material that may infect your computer equipment, computer programs, data, or other proprietary material due to your use of the site or to your downloading of any material posted on it, or on any third-party website linked to it.

Some jurisdictions do not permit us to exclude warranties in these ways, so it is possible that these exclusions will not apply to our agreement with you.  In such event, the exclusions shall apply to the fullest extent permitted under applicable law.

External Links, Third Parties, and Third-Party Sites

The Website may include links to other sites on the Internet that are owned, operated, and/or maintained by third parties or advertisements by third parties and/or affiliates of Southwestern that post and use their own website(s) and links. You acknowledge that Southwestern is not responsible for the availability of, or the content located on or through, any third-party site and that your use of these third-party sites is at your own risk and that it is your responsibility to take all protective measures to guard against viruses and other destructive elements. 

Southwestern is not responsible for the content, operation or privacy practices of these other websites, nor does it operate, control, or endorse the content found on these third-party websites. You should contact the site administrator or webmaster for those third-party sites if you have any concerns regarding such links or the content located on such sites. Your use of those third-party sites is subject to the terms of use and privacy policies of each site, and Southwestern is not responsible therein. If a third party links to our Website, it is not necessarily an indication of an endorsement, adoption, authorization, sponsorship, affiliation, joint venture, or partnership by or with Southwestern or the Website and the third party. Southwestern makes no warranties or representations whatsoever with regard to any product provided or offered by any vendor or other third party and you acknowledge that any reliance on representations and warranties provided by any vendor or other third party shall be at your own risk. You assume sole responsibility for your use of third-party links. Southwestern is not liable to you for any loss or damage of any sort incurred as a result of your dealings with any third party or their website.

If there is a dispute between persons accessing the Website or between persons accessing the Website and any third party, you understand and agree that Southwestern is under no obligation to become involved. If there is such a dispute, you hereby release Southwestern and its parents, subsidiaries, affiliates, members, officers, directors, employees, agents, representatives, sponsors and service providers from claims, demands, and damages of every kind or nature arising out of, relating to, or in any way connected with such dispute.

Our Compliance with the Children’s Online Privacy Protection Act (COPPA)

THIS SITE IS NOT INTENDED FOR USERS WHO ARE YOUNGER THAN THIRTEEN (13) YEARS OF AGE.  You can learn more about our compliance with the Children’s Online Privacy Protection Act (“COPPA”) by reviewing our Privacy Policy here.

Governing Jurisdiction of the Courts of Tennessee

The Website is operated and provided in the State of Tennessee. As such, Southwestern is subject to the laws of the State of Tennessee. Any legal issues arising from or related to your use of the Websites and/or purchases through the Website shall be construed in accordance with, and all questions with respect thereto shall be determined by, the laws of the State of Tennessee applicable to contracts entered into and wholly to be performed within Tennessee. The state and federal courts of Davidson County, Tennessee, shall be the exclusive forum and venue to resolve disputes and pursue claims arising out of or relating to these TOU or the use of or visit to the Website. By using, visiting, or purchasing through the Website, you consent to personal jurisdiction and venue in the state and federal courts in Davidson County, Tennessee, with respect to all such disputes.

Other Terms

These TOU will inure to the benefit of Southwestern’s successors, assigns and licensees and future Southwestern Affiliates (as herein defined).  If any provision of these TOU shall be unlawful, void, or unenforceable for any reason, the other provisions (and any partially enforceable provision) shall not be affected thereby and shall remain valid and enforceable to the maximum possible extent. These TOU shall apply in addition to, and shall not be superseded by, any other written agreement between Southwestern and you in relation to the Website. Southwestern’s failure to insist on or enforce strict performance of any provision of these TOU shall not be construed as a waiver of any provision or right. These TOU, together with the other policies posted by Southwestern on the Website, including the Privacy Policy, constitute the entire agreement between Southwestern and you with respect to the use, visit, or purchases through this Website.  Any cause of action you may have with respect to the use, visit or purchases through this Website or that is the subject of these TOU must be commenced within one (1) year after the claim or cause of action arises. If any provision hereof is declared invalid by a court of competent jurisdiction, such provision shall be ineffective only to the extent of such invalidity so that the remainder of that provision and all remaining provisions will continue in full force and effect.  No waiver by us of any term or condition set forth herein shall be deemed a further or continuing waiver of such term or condition or a waiver of any other term or condition, and any failure of us to assert a right or provision shall not constitute a waiver of such right or provision.

If you have any questions regarding these TOU, please contact us:

Southwestern Consulting is a member of
<strong>Southwestern Family of Companies</strong>

[email protected]rn.com

(615) 391-2500

2451 Atrium Way
Nashville, TN 37214

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Are you ready to achieve your goals in life?

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